Our  Services

So, how can we help you?

We can offer impartial Independent Financial Advice on any company’s products to suit your individual needs. We specialise in giving face to face advice to private individuals or businesses.

For example…

Life Assurance:

Protecting your family in the event of death or serious illness or protecting your loans and business interests.

Health Plans:

We can arrange for you to protect your income and standard of living should you become sick or disabled.

Savings And Investments:

Arranging investment plans to suit your individual needs to build capital, produce income or both.

Pensions:

With ever changing legislation it is essential to get the best advice possible to maximise your position, on an ongoing basis.

Mortgages:

With a vast choice of lenders and a wide choice of repayment methods, not to mention fixed rate, variable rate. Discounted rate, capped rate, the choice is very confusing. However we have access to all Mortgage Lenders and we will  give you clear explanations to all your options including why a particular scheme may not be as good as it appears and give you our best recommendation to suit your budget.

We also will advise you fully in the area of Buy to Let Purchases and Overseas Property Purchases.*

Your home may be repossessed if you do not keep up repayments on your mortgage.

*  Some Buy to Let and foreign property mortgages are not regulated by the Financial Services Authority

Long Term Care:

Advice on planning for long term care, such as nursing home fees.

Equity Release:

Advice on using equity in properties to subsidise retirement income.

Tax:

Advice on lifetime tax planning, including inheritance and capital gains tax.